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Conducting a Loan Concentration Audit
Gary Deutsch

Essential guidance on how to conduct an audit of the concentration oversight process that can also be useful for those involved with the loan administration process.

Price: $299.00

Venue

This is a virtual event, accessible online. Access instructions will be provided after registration.
Conducting a Loan Concentration Audit

Loan concentrations may not constitute a risk to financial institutions unless the concentrations are not properly monitored, managed and supported by adequate capital. What often happens is market demand results in loan concentrations that management and the board notice after-the-fact. Those concentrations may later be viewed by regulators as risky.

When market and economic conditions are improving, concentrations can result in significant profit improvements for institutions. But when conditions deteriorate the resulting impairments and losses begin to surface and loan concentrations can be especially ripe for criticism. Without proper oversight, it may be too late to protect the institution from outsized losses that could result from having loan concentrations. Many institutions remember what happened during the real estate bubble with concentrations of once profitable commercial real estate loans.

Ideally, institutions will have a concentrations oversight program in place to ensure that, any concentrations that exist, are properly monitored, managed and supported by adequate capital. This timely webinar discusses how the institution’s internal audit function can conduct a risk-based audit of the institution’s concentrations oversight program.

Please join Gary Deutsch as he provides essential guidance on how to conduct an audit of the concentration oversight process that can also be useful for those involved with the loan administration process.

WHAT YOU’LL LEARN

What this webinar will cover:

  • Review management’s concentration assessments
  • Evaluate the adequacy of the risk management process to detect concentrations
  • Review board and management concentrations oversight related to:
    • Portfolio management
    • Portfolio stress testing and sensitivity analysis
    • Credit risk review function
    • Market analysis
    • Assessment of capital adequacy
    • Adequacy of management information systems
  • Evaluate the status of supervisory oversight of concentrations
Price: $299.00

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PRESENTER

Gary Deutsch

WHAT'S INCLUDED

  • Access your training anywhere, with a computer, tablet or smartphone.
  • Engaging and up-to-date training to support your career and your organization.
  • Handouts you can distribute to your board and staff.