CECL methodology will begin to take effect starting in 2020 for some institutions. Banks should be preparing now to make sure they understand how the new model will affect their profitability and planning. To make the best decision for their bank, bankers should understand the different types of methodology available.

This webinar provides guidance on critical compliance issues to focus on when developing evaluation standards and a quality review program to minimize risk related to the revised threshold for commercial real estate transactions. Please join Gary Deutsch, CPA MBA, as he addresses how to use evaluations of commercial real estate to comply with regulatory guidance under this revised appraisal threshold.

A comprehensive, detailed overview of the recent changes to Mortgage Lending Regulations that will affect your mortgage department.

Understand the potential impact of the new lease standard on their portfolios of commercial real estate loans as well as their approach to underwriting new loans as the new standard is implemented.

Learn the essential components of the financial ratio analysis process

Learn how to develop risk management, internal audit functions, and a comprehensive risk review process to ensure that incentive-based compensation programs do not create excessive safety and soundness risks

Learn the cost effective approach to meeting regulatory requirements and practical issues for required stress testing for community banks.

Essential guidance on how to conduct an audit of the concentration oversight process that can also be useful for those involved with the loan administration process.

Learn the essential components of the credit analysis process to benefit both new and seasoned analysts.

Dive into the world of check returns and adjustments, and understand the key difference between check adjustments and returns as well as the time frames associated with each.

Learn how to analyze financial statements for the purpose of commercial loan underwriting and effectively integrate that analysis in making initial and ongoing decisions on commercial loans

Learn the essential components of analyzing the creditworthiness of individuals to benefit both new and seasoned analysts

The Ability to Repay/Qualified Mortgage Rule, the Qualified Residential Mortgage (QRM) rule, and the definitions under those rules promulgated by the Consumer Financial Protection Bureau, significantly changed the underwriting criteria for residential mortgages requiring lenders to make a determination of ability to repay.

Insight into what has changed between the old and new ALLL estimation standards and what you need to do now and plan for the future.

Unravel the appraisal regulations so you can use appraisers to satisfy your need for real estate evaluations and avoid possible fines or penalties associated with non-compliance

Guidance through developing, performing and auditing the ALLL estimate to assure that your institution and board are prepared to fulfill this vital function and meet regulatory expectations