CECL methodology will begin to take effect starting in 2020 for some institutions. Banks should be preparing now to make sure they understand how the new model will affect their profitability and planning. To make the best decision for their bank, bankers should understand the different types of methodology available.

This webinar provides guidance on critical compliance issues to focus on when developing evaluation standards and a quality review program to minimize risk related to the revised threshold for commercial real estate transactions. Please join Gary Deutsch, CPA MBA, as he addresses how to use evaluations of commercial real estate to comply with regulatory guidance under this revised appraisal threshold.

A thorough understanding of financial statements is a fundamental tool in credit analysis. Although credit analysts should have a basic sense of how to read financial statements, it is important to apply analysis tools to the data to gain a better understanding of a borrower’s financial position and performance. Financial ratios can significantly improve an analyst’s ability to see an applicant’s total financial picture.

Please join Gary Deutsch, CPA MBA, as he addresses these risk issues and discusses how to adjust lending, underwriting and valuation practices to consider the FASB’s new lease accounting requirements.

You must understand the businesses you serve to evaluate companies and protect your institution. To analyze financial statements and calculate risks, you need to comprehend the basics of accounting, business law, and lender liability.

Understand the potential impact of the new lease standard on their portfolios of commercial real estate loans as well as their approach to underwriting new loans as the new standard is implemented.

Learn how to develop risk management, internal audit functions, and a comprehensive risk review process to ensure that incentive-based compensation programs do not create excessive safety and soundness risks

Learn the cost effective approach to meeting regulatory requirements and practical issues for required stress testing for community banks.

Essential guidance on how to conduct an audit of the concentration oversight process that can also be useful for those involved with the loan administration process.

Learn the essential components of the credit analysis process to benefit both new and seasoned analysts.

Dive into the world of check returns and adjustments, and understand the key difference between check adjustments and returns as well as the time frames associated with each.

Learn how to use evaluations of commercial real estate to comply with regulatory guidance under this revised appraisal threshold

Learn best practices in debt collection compliance

Learn the essential components of analyzing the creditworthiness of individuals to benefit both new and seasoned analysts

Guidance through developing, performing and auditing the ALLL estimate to assure that your institution and board are prepared to fulfill this vital function and meet regulatory expectations

Unravel the appraisal regulations so you can use appraisers to satisfy your need for real estate evaluations and avoid possible fines or penalties associated with non-compliance