Understand the potential impact of the new lease standard on their portfolios of commercial real estate loans as well as their approach to underwriting new loans as the new standard is implemented.

Learn how to develop risk management, internal audit functions, and a comprehensive risk review process to ensure that incentive-based compensation programs do not create excessive safety and soundness risks

Learn the cost effective approach to meeting regulatory requirements and practical issues for required stress testing for community banks.

Essential guidance on how to conduct an audit of the concentration oversight process that can also be useful for those involved with the loan administration process.

Learn the essential components of the credit analysis process to benefit both new and seasoned analysts.

Dive into the world of check returns and adjustments, and understand the key difference between check adjustments and returns as well as the time frames associated with each.

Learn how to use evaluations of commercial real estate to comply with regulatory guidance under this revised appraisal threshold

Guidance through developing, performing and auditing the ALLL estimate to assure that your institution and board are prepared to fulfill this vital function and meet regulatory expectations

The Ability to Repay/Qualified Mortgage Rule, the Qualified Residential Mortgage (QRM) rule, and the definitions under those rules promulgated by the Consumer Financial Protection Bureau, significantly changed the underwriting criteria for residential mortgages requiring lenders to make a determination of ability to repay.

Learn how to conduct a risk assessment of your institution’s CRE collateral valuation monitoring process

Guidance through the complicated process of loan workouts and tips and techniques you need to effectively manage the process, minimize your risks, and maximize your recoveries in loan workouts

Learn the process of evaluating the institution’s risk tolerance and techniques to accurately grade loans

Learn how using restricted appraisal reports can be an alternative to conducting evaluations

Learn how to analyze financial statements for the purpose of commercial loan underwriting and effectively integrate that analysis in making initial and ongoing decisions on commercial loans

Learn how to use a prospective borrower’s balance sheet to assess loan risk and assist with the lending decision-making process

Learn how to comply with the FASB’s new lease accounting requirements